Your main accountabilities would be: Managing Credit Activities - Responsible for the efficient and effective management of credit risk according to Downstream Credit Manual (DCM) and direction from the credit committee.
- Responsible for providing authorized approval for release of credit blocked orders and taking credit decisions.
- Providing an assessment of a customer credit risk and recommending terms of credit.
- Performing detailed financial analysis based on customer financial statements for the development of a risk profile of a customer.
- Analyzing the overall credit exposure.
- Providing authorized approval for continuing deliveries to customers in case of overdue or credit limit exceeding.
- Negotiating and managing securities necessary to support higher risk exposures based on a risk-reward approach.
- Close collaboration with respective Credit Manager and Performing additional tasks from Team Manager.
Requirements: - Minimum 2 years of professional experience in finance or accounting.
- Degree/qualifications in Accounting/Banking preferred; a professional degree required.
- Exhibits very good English communication skills (written and oral) B2/C1 level.
- Exhibits very good Czech or Slovak communication skills (written and oral) C1 level.
- Ability to work under high pressure and in a rapidly changing environment.
- Positively engages with others to improve business processes and performance where necessary.
- Strong analytical skills.
- Risk Management - Knowledge.
- Advanced Financial Knowledge including in depth Financial Analysis